You should understand that car title loans are not like bank loans you may have obtained in the past. Title loans are secured by your car title and that’s why if you don’t make payments in a timely manner the lender may repossess your car. But if you do pay it off on time your credit score will increase. Also, it is advised to look at different lenders offering auto title loans and find the one with low interest rates and flexible payment plans. Usually, everyone who owns an auto with clean title can get a title loan and no credit score is involved. All title loans are secured by your auto title. Dallas Car Title Loans will even let you drive the actual car while paying back the loan.