Dallas Car Title Loans uses your car title as the collateral to create a loan for you. The application process will not take you much time and it is not very complicated. You can decide whether to visit us or to fill out the application online. One of our customer representatives will call you soon after you finish your online application. Our customer service representatives will work with you and respond to all of your questions. Your car is actually an asset that you can use to get a loan. We offer installment payment plans and if you can pay off the loan early, you will not be charged pre-payment penalties like with most other loan providers. We do not regularly consider the client’s credit rating, but we do have to be sure that you are able to pay for the car title loan. We do ask that the client provides some data about his or her employment or some other source of regular income. We trust you, because we know that you understand that the loan is secured by your own title to the vehicle.