Most banks force you to give a reason when you request a loan. Title loans are not the same – you receive the funds regardless of why it is needed. Maybe you really need the funds for a home improvement project, a long holiday, education, bill consolidation or medical needs. Borrowers that use title loans do so because they are fast and simple and they can usually get more money from a title loan than a payday loan. Furthermore, car title loans in Dallas come with some of the lowest rates in the state.