There’s that old saying: The only two things in life that are certain are death and taxes. While that may be true, I think bills should be added in there. It’s a fact of life – everyone has bills to pay, and these days, there seem to be more things to afford than ever before. Think about it – people weren’t worried about paying their cellphone or internet bills 30 years ago, but today we certainly are.
Texas may not be the most expensive state to live in, but with one of the nation’s highest property tax rates (1.82 percent), the Lone Star State isn’t exactly a cheap state to live in. If you’re a hardworking person who’s struggling to make ends meet, you certainly aren’t alone. A lot of people out there come home to a bunch of bills they can’t pay. It’s often a tough decision of what to do – cut back and live without things you’re accustomed to, or pay the bills late (or not at all) and fall into debt? Cutting back is often the most rational option, but that’s easier said than done. Going without cable TV and internet service is difficult when you’ve grown used to having it.
If you have a bunch of bills that you can’t pay, but you don’t want to cut back, there is an alternative to going into debt. What you can do is get a loan – and if you don’t have good credit, you can get an auto title loan. An auto title loan is a type of loan that is obtained by using a vehicle title as collateral, which allows you to get your loan without a credit check. This means that you will be able to borrow money even if you have zero credit or have filed for bankruptcy, which can be a major hassle when dealing with some other lenders.
Don’t think that cutting back is your only realistic option for staying out of debt. When the bills in the mail start becoming too much to handle on your own, get a loan and get a little relief. Like many past customers, you’ll be happy you did.